Disability Insurance
Disability insurance can provide you with financial security by replacing a portion of your earnings, when an accident or illness causes you to become disabled, unable to work, or earn income.
- 1 and 3 people will be disabled for 90 days or longer at least once before age 65
- Average length of disability that lasts over 90 days is 2.9 years
Personal Disability Insurance
Personal disability coverage provides you with an income to meet financial obligations and maintain your lifestyle if a disability occurs.
- One’s ability to earn income is your most valuable asset in life.
- Disability insurance is designed for all levels of employment
Business Disability Insurance
Business disability insurance helps protect your business from the loss of a partner or key employee becoming disabled.
- Overhead expense insurance
→Reimburses eligible business expenses that remain the responsibility of a business owner during a disability
- Buy-Sell Agreement
→Provides funds to help enable the business or multiple owners to purchase the shares or ownership
interest of a disabled partner
- Key Person insurance
→Provides benefits in the event of a key employee’s disability.
2008 B.Comm Financial Group of Companies.